WHY IT MATTERS WHO’S IN YOUR CORNER
Buying a Home Is a Major Investment
Which is why it matters who’s in your corner. We’ll help you navigate the process, understand your options, and make informed decisions every step of the way, without the pressure or confusion that makes buying feel overwhelming.
OUR COMMITMENT TO YOU
What Your Wilde & Mitchell Agents Do For You
STEP BY STEP
The Home Buying Process
01
Get Pre-approved
Meet with a lender, prepare your credit, and set your budget before you start searching.
02
Meet With Us
Discuss your budget, research area neighborhoods, and review your wants versus needs.
03
Find Your Home
Tour homes, adjust your criteria if needed, and choose your favorite.
04
Make An Offer
We review comparable homes together to set up the best possible offer.
05
Offer Accepted
All negotiations are finished and both parties have signed the contract.
06
Inspection & Appraisal
Professionals inspect and appraise the property. We review everything with you and negotiate what makes sense.
07
Loan Approval
Send all requested documents to your lender prior to closing. Stay organized and responsive to avoid delays.
08
Closing Day
Final walkthrough, sign closing documents, and get your keys. We stay in touch long after.
START HERE
Get Pre-approved Before You Search
Pre-approval is different from pre-qualification. Pre-qualification is a quick estimate based on what you tell a lender. Pre-approval means a lender has actually reviewed and verified your finances and approved you for a specific loan amount. It tells sellers you’re serious, and it tells you exactly what you can afford.
To get pre-approved, you’ll provide documented financial information like income, bank statements, assets, debt, and credit reports for the lender to review and verify.
Pre-Approval vs Pre-Qualification
Pre-qualification is an estimate. Pre-approval means a lender has actually reviewed your finances and committed to a loan amount.
What You’ll Need
Pay stubs, tax returns, bank statements, photo ID, and information about any existing debts or assets.
How Long It Takes
Most pre-approvals take 1-3 business days once you submit your documents. We’ll connect you with our preferred lender to get started.
PLAN YOUR BUDGET
What Would My Mortgage Be?
Use our mortgage calculator to estimate your monthly payment based on price, down payment, and interest rate.
FREE RESOURCE
Want to Learn More Before we Talk?
Download our complete Buyer Guide and explore every step of the process — from pre-approval to closing day.
